Disclaimer

General Information

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. We provide consultation services to help you understand various approaches to personal financial planning.

Our consultations are designed to provide analytical insights and discuss various financial planning approaches based on your individual circumstances.

Information Accuracy

While we strive to ensure all information presented is accurate and current, we make no representations about the completeness or accuracy of any information on this site.

Information may be updated without notice, and we recommend verifying all details during your consultation.

We provide no warranty, express or implied, regarding the accuracy of information presented.

Limitation of Liability

To the maximum extent permitted by law, flunivaeoni shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or our services.

• Loss of profits, revenue, or business opportunities
• Data loss or corruption
• Service interruptions or delays
• Third-party actions or decisions
• Errors or omissions in content

Our maximum liability is limited to the amount paid for our services in the 12 months preceding any claim.

Professional Consultation Services

Our services consist of financial planning consultations and analytical reviews. We do not provide specific financial advice or manage client assets.

We recommend consulting with licensed financial advisors for specific recommendations regarding your financial situation.

Individual results may vary.

External Links

This website may contain links to third-party websites for your convenience and information.

We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites.

Intellectual Property

All content, materials, and intellectual property on this website are owned by flunivaeoni and protected by Australian and international copyright laws.

Unauthorized reproduction, distribution, or modification of any content is strictly prohibited.

User Indemnification

You agree to indemnify and hold harmless flunivaeoni from any claims, damages, or expenses arising from your use of this website or our services.

Governing Law and Jurisdiction

This disclaimer and your use of this website are governed by the laws of Australia.

Any disputes arising from this disclaimer shall be subject to the exclusive jurisdiction of Australian courts.

Some provisions may vary based on your local jurisdiction and applicable consumer protection laws.

• EU users have additional rights under GDPR and applicable consumer protection directives.
• US users may have additional rights under applicable federal and state consumer protection laws.
• UK users have rights under UK consumer protection and data protection legislation.
• Users in other jurisdictions may have additional rights under their local consumer protection laws.

We encourage resolving disputes through direct communication before pursuing legal action.

Severability

If any provision of this disclaimer is found unenforceable, the remaining provisions shall continue in full force and effect.

Changes to Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice.

Continued use of this website after changes constitutes acceptance of the updated disclaimer.

Acceptance of Terms

By using this website, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.

Contact Information

For questions about this disclaimer or our services, please contact us using the information below.

Regulatory Compliance

flunivaeoni operates in compliance with Australian financial services regulations and consumer protection laws.

Licensed by ASIC ACN 847329